Now with AI-powered insights
Your money,
beautifully managed.
Lumina gives you a calm, clear view of your finances — smarter spending, effortless goals, and premium banking designed to feel beautifully simple.
Free for 30 days · No credit card required
Available balance
$24,820
Monthly save
+$1,240
Growth
+18%
Invested
$9.4k
Goals
6 active
$2.4B
Managed by users
98%
Satisfaction score
500k+
Active accounts
4.9★
App Store rating
Features
Everything you need to thrive
Smart spending analysis
See where your money goes with beautiful visual breakdowns and intelligent category
insights.
Goal tracking
Create savings goals that feel achievable — then automate progress effortlessly.
Instant transfers
Move money in seconds with beautifully simple, fee-free transfers.
Built for trust
Secure by design, with modern protection that quietly works in the background.
Pricing
Simple, transparent pricing
Free
$0
forever
- 3 accounts
- Basic insights
- Instant transfers
Premium ✨
$9
per month
- Unlimited accounts
- AI insights
- Goal automation
- Priority support
Family
$19
per month
- 6 members
- Shared goals
- Family dashboard